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Step 9: Close


Prior to the Meeting
  • Resolve walk-through issues. Any monetary issues arising from your walk-through need to be resolved before the final Closing Disclosure (CD) can be prepared. We will attempt to resolve these prior to closing but, if not, these must be discussed before anything else takes place.
  • Review the CD settlement statement. Together, we will review the statement to be sure that all charges and credits are the correct amounts and charged to the proper party.
  • Review sample settlement documents. If you are going to want to read all the documents prior to signing, please do so prior to settlement by either arriving early or making arrangements to receive a sample set.
Important Things to Understand about Closing Days
Closings are typically scheduled every hour so please allow for one hour in order to complete the process. Late in the day settlements are often delayed so do not be surprised if your 3:00 PM settlement doesn’t start until 3:30 or even 4:00 PM. Additionally, if you go to closing after 1:00 PM, please know that your home may not record (and you may not be able to take possession of it) until the FOLLOWING BUSINESS DAY.
Avoid Friday settlements when possible. A Friday settlement often leads to a late recording, which cannot take place over the weekend and must then wait until Monday. If you plan to have access to your home over the weekend, schedule an earlier settlement to allow for unexpected delays.